26, Report:
#335377
Posted Date:
May 29 2008
EMC Mortgage Corporation In 11/22/05 EMC gave us a Bad subprime Loan Lrving Texas
Hi emc mortgage gave us a bad loan in 11/22/05 we have a audit done by a non-pro group and violations was on this loan if you need more info on this audit done by the group Please call them and ask for mr Jim collion at 641 470-1991. also we need help fast thay are going to forec...
Entity
Categories: Banks
27, Report:
#316695
Posted Date:
Mar 11 2008
EMC Mortgage Corporation misapropriation of funds, illegal fees, no comunication to resolve issues Lewisville Texas
EMC has charged me with too many late fees, even though all payments have been on time, mis-applied mortgage payments into my escrow, therefore making principle payments disappear.
Emc has also refused to work with me, even though I have also gotten the state Banking Commision i...
Entity
Categories: Mortgage Companies
28, Report:
#310909
Posted Date:
Feb 21 2008
EMC Mortgage Corporation Billed for insurance when I already had insurance, harrasing the 1st day of the month for payment when the payment was not even late Irving Texas
They claim that I did not have home owners insurance and acquired insurance for me when I (and my insurance agent) had submitted proof numerous times. They threaten to not take my payment, and I have to submit proof of insurance every month because they can't keep their records str...
Entity
Categories: Mortgage Companies
29, Report:
#152091
Posted Date:
Nov 06 2007
EMC MORTGAGE CORPORATION MORTGAGE SERVICE FRAUD FINANCIAL TERRORISM IN YOUR OWN FRONTYARD IRVING Texas
HAVE YOU FALLEN PREY TO MORTGAGE FRAUD?
LOOKOUT FOR THE SEVEN SIGNS:
1. Illegally recording timely payments as late, thereby imposing injurious late fees.
2. Improperly refusing to accept monthly mortgage payments, resulting in
default and adverse credit reporting.
3. ...
Entity
Categories: Mortgage Companies
30, Report:
#274528
Posted Date:
Sep 13 2007
EMC Mortgage Corporation EMC Mortgage corp charged fees for no reason Lewisville Texas
I noticed a $90 'corporate advance' fee on my mortgage statement. I phoned EMC customer service department and was instructed to write the 'customer service/research dept'. Which I've now done several times and the replies I get state that EMC can charge whatever they feel like to ...
Entity
Categories: Mortgage Companies
31, Report:
#269762
Posted Date:
Aug 23 2007
EMC Mortgage Company - Atty Bryan Hess They did not notify us that they had purchased our loan. Foreclosed when we kept sending checks to UCC 1. They CANNOT prove that they EVER legally purchased our loan. ripoff Lewisville, TEXAS
We seem to have the classic EMC predatory lender story. They supposedly purchased our loan from UC Lending in 2000 or there abouts, and did not notify us. Not knowing that fact, we continued to send our money to the then bankrupt UC Lending Company. We were never informed, in writin...
Entity
Categories: Mortgage Companies
32, Report:
#218068
Posted Date:
Oct 28 2006
EMC Mortgage Corporation lies, cheats, steals from people. Irving Texas
Emc Mortgage corporation is full of fraud.
There are many different things they are doing to claim people owe them money.
I was so happy when I found a website just the other day, It's helped me alot so far.
I cannot wait to get some satisfaction, from all the things that i'...
Entity
Categories: Mortgage Companies
33, Report:
#215522
Posted Date:
Oct 26 2006
EMC Mortgage Corporation ripoff Irving Texas
We recently got a so called forbearance & EMC is totally ripping the american dream from all of us. We feel that we all should put a stop to EMC smart elex talking & let them feel how it feels to take something they treasure there money & freedom. Recently we called EMC for an exten...
Entity
Categories: Mortgage Companies
34, Report:
#212321
Posted Date:
Oct 11 2006
EMC MORTGAGE CORPORATION RIPOFF Columbus Ohio
We are in columbus ohio and have been flipped from WELLS FARGO MORTGAGE, TO ASC MORTGAGE TO EMC MORTGAGE.
As we read through these forums we are sickened! We have experienced their insurance scamming, added fees, demands of payments through western union, tax games, and every oth...
Entity
Categories: Mortgage Companies
35, Report:
#169127
Posted Date:
Aug 27 2006
EMC Mortgage Corporation ripoff, rude customer service, never answer their calls Dallas Texas
Emc Mortgage also purchased my Home Loan from Maribella Mortgage in August 2005 Didn't hear from them until the 15th of this month already had sent my payment off to the other mortgage place.
I haven't received any loan contracts at all they have sent me payment coupons. Everytim...
Entity
Categories: Mortgage Companies
36, Report:
#205155
Posted Date:
Aug 09 2006
EMC MORTGAGE CORPORATION RIP-OFF, PUT US INBANKRUCPTY AND FORECLOSURE DUE TP THEIR MISTAKES IRVING Texas
In 2002 our son filed chapter 7, he and my husband have the same name. Emc put both myself and husband into bankrupcty without our knowing it.
It took 3 years for EMC to get it off husbands credit.We two have signed forbearances agreements with them.Today we still owe them $25000...
Entity
Categories: Mortgage Companies
37, Report:
#202805
Posted Date:
Jul 25 2006
EMC Mortgage Corporation ripoff Charging me Home Owners Insurance knowing I was paying for this on my own due to the type of loan. Irving Texas
My husband and I have paid off our loan with EMC Mortgage. We did not want to deal with their late fees. Even though we paid our payments on their due dates, we were still being charge late fees. Along with that. We were charged for Home Owner's Insurance Coverage. Our Loan was ...
Entity
Categories: Mortgage Companies
38, Report:
#171204
Posted Date:
Jul 24 2006
EMC Mortgage Corporation ripoff, won't post payments, buy loan then don't inform us Irving Texas
EMC Ripoff Fraud
I took out a Home Equity loan with one company who in turn sold it to another within months, then this second company (Company B) sold it to EMC Mortgage Corporation without notifying us of the transaction. ALL of this was done within a few months. My payment...
Entity
Categories: Mortgage Companies
39, Report:
#196909
Posted Date:
Jun 17 2006
Emc Mortgage Corporation ripoff, forclosure scam, conned me into 3 forbearances, they want my property, equity Irving Texas
if any if there are any victims of emc in minnesota please contact me.! they wont stop till they have all your money, and your house, and equity! very dangerous thugs. i have 2 year nightmare!
Jef
st paul, MinnesotaU.S.A.
Entity
Categories: Corrupt Companies
40, Report:
#196395
Posted Date:
Jun 14 2006
Spanish El-Gordo Lottery ripoff Malaga Spain
I received a letter that had some similarties to those that are posted here. only it was held in malaga not madrid. there was a check inclosed for almost 4,000 dollars. the thing that got me was the lottery is held in spain, the envolope was postmarked in canada and my so called age...
Entity
Categories: Corrupt Companies
41, Report:
#193070
Posted Date:
May 25 2006
EMC Mortgage Corporation Unwilling To Provide Payoff Letter So I Can Refinance With A Legitimate Mortgage Company ripoff Irving Texas
EMC is intententionally dragging their feet on providing me with a payoff letter so I can refinance my mortgage with a non-predatory lender. They are trying to force me to pay their userous rates for as long as they can by not giving me what is rightfully owed.
Don't do business...
Entity
Categories: Mortgage Companies
42, Report:
#183850
Posted Date:
Mar 30 2006
EMC Mortgage Corp. Help! EMC sent me a Customer Account Activity Statement to explain what they have been doing with my payments. I need someone to explain what some of the terms they use are. EMC customer service people dont know any more that I do. Help! Irving Texas
I recently asked emc to show me what they have done with my payments. They sent me a customer account activity statement. I dont understand what alot of the terms are. I called their cutomer service people and they dont know either.
Do you know what they mean when they hav...
Entity
Categories: Mortgage Companies
43, Report:
#180688
Posted Date:
Mar 18 2006
Emc Mortgage Corporation no one from emc can tell me where the money from my payments goes. they told me they are not interested in answering my questons they just want to know when they get next payment. emcmortgageservicing Irving Texas
I have had the same problems that i see everyone else has had with emc on this website. it doesnt matter when you send in a payment, it will always get their late so you get a late fee.
Another problem I have been having with them for a little over a year now concerns my addi...
Entity
Categories: Mortgage Companies
44, Report:
#120074
Posted Date:
Mar 04 2006
EMC Mortgage Corporation HOW EMC STOLE OUR HOME LEGALLY purchase below value Note turn around to FORECLOSE MAKE LOTS OF $$$ WITH ADDED FEES & CHARGES Iriving Texas
EMC Mortgage purchased my mortgage from Aames Funding in Jan 2003 (without our knowledge) since we was about to go to court against Aames.
We found out who had loan and contact them by mid-Feb and I thought we was working out a payment plan in the Loss Mitigation depart. in the ...
Entity
Categories: Mortgage Companies
45, Report:
#79719
Posted Date:
Feb 22 2006
EMC MORTGAGE CORPORATION ripoffrefused to place $2000 on principal i sent, do not send pymts to Dallas it is a drop box and pymts are left over the 10day period so you get charged late Irving Texas
I HAVE SENT THEM $2000.00 TO BE PLACED ON PRINCIPAL, THEY REFUSED PUT IT IN ESCROW WITHOUT MY PERMISSION, SENT THEM CERTIFICATE OF DEATH ASKED THEY PUT ACCT. IN MY NAME THEY REFUSED. I HAVE TRIED TO REFINANCE AS I AM PAYING 11.6% AND THEY REFUSED, I HAVE TRIED TO GET A HUD STICKER S...
Entity
Categories: Mortgage Companies
46, Report:
#177352
Posted Date:
Feb 21 2006
EMC MORTGAGE CORPORATION ripoff- BANKRUPCY FILED ON WRONG PERSON IRVING Texas
IN 2002 OUR SON FILED BANKRUPCY. HIS ADDRESS WAS THE SAME AS OURS. BOTH HIM AND MY HUSBAND HAVE THE SAME NAME, ONE IS JR. AND THE OTHER IS SR. THEY FILED BANKRUPCY ON BOTH OUR CREDIT REPORTS. WE FOUGHT WITH THEM FOR 1 YEAR, AND FINALLY HIRED AN ATTORNEY IN 202 I GIVE THIS ATTORRNEY ...
Entity
Categories: Mortgage Companies
47, Report:
#170825
Posted Date:
Jan 07 2006
EMC Mortgage Corporation ripoff and fraudulent billing from EMC Mortgage Corporation Irving Texas
**On June 17, 2005 we received a letter dated June 10, 2005 from EMC Mortgage Corporation stating that they had bought our loan from AMC Mortgage Services, Inc. on June 6, 2005.
**Our payment of $873.14 was due on June 1, 2005 to AMC, which was mailed to AMC with their statement...
Entity
Categories: Mortgage Companies
48, Report:
#165926
Posted Date:
Nov 27 2005
Mercantil - Firstar - US Bank - EMC Mortgage Corporation ripoff misc applied mortgage payments Lost mtg. payments forced me to file Bankruptcy's lied to Bnkrtcy Court Nationwide
I have a law suite against a bank & mortgage comp.Due to their accounting errors. They Applied mtg. payments to different months two and three times, In some cases they didn't apply my payments to the Mtg. at all they were applied to misc. accounts. I'd tried calling and stopping by...
Entity
Categories: Mortgage Companies
49, Report:
#163634
Posted Date:
Nov 07 2005
EMC Mortgage Corporation ripoff Irving Texas
As an investor I have several loans with different mortgage companies. EMC is the only company that continues to mess up monthly payments. Even with account numbers, speed pay, etc. they continue to credit wrong accounts. This has happened to my husband as well with his homes thr...
Entity
Categories: Mortgage Companies
50, Report:
#156241
Posted Date:
Sep 07 2005
EMC Mortgage Corporation Terrorist Mortgage Company's damage to Hurricane Victims far more devastating than storm itself! Ripoff Irving Texas
Our difficulties began as a direct result of last year's hurricanes Frances and Jeanne, with my husband losing 4 weeks of work and my home based business also taking a loss, in addition to unexpected expenses relating to the storms.
Immediately after the storms, we called our mor...
Entity
Categories: Mortgage Companies